Fincard

A. Individual Current Account Fees

Fees

Account Setup Fee

(KYC Approval, Due Diligence, Unique IBAN opening, Monitoring, Onboarding)

€150.00

Monthly Service Fee per IBAN

€4.00

Monthly fee per GBP Account(optional)

£7.50

SEPA Incoming Payment

€2.00

SEPA Outgoing Payment (up to €10,000)

€4.00

SEPA Outgoing Payment (more than €10,000)

0.20% (Min €4.00)

UK FASTER Incoming

£2.00

UK FASTER Outgoing (up to £10,000)

£5.00

UK FASTER Outgoing (more than £10,001) 

0.40%

Bacs Incoming Payment

£2.00

CHAPS Incoming Payment

£17.00

Payment Initiation Fee - UK Only

£0.50

Internal Transfer up to 10,000

€0.50

B. Card Processing Fees

Fees

Monthly Service Fee per IBAN

€10.00

POS Payment Charge EU

0.020%

POS Payment Charge UK

0.025%

ATM Fees (Plus Local ATM machine Fess)


Domestic

€1.50 + 0.25%

Interegional EEA

€2.00 + 0.25%

Interegional Non-EEA incl. Turkey & Israel (only)

€1.50 + 0.80%

International

€1.50 + 0.80%

Cross Currency EEA

1.00%

Cross Currency International

0.50%

C. Administrative Services (fixed prices from EMI)

Fees

Cost per formal complaint in accordance with the complaints policy.

€50.00

Search for incoming/outgoing payment

€75.00

Suspicious Activity Report (SAR) submitted or by the issuer to National Crime Agency or equivalent official body.

€100.00

Cost per FOS complaint where FOS (Ombudsman) has requested further information or investigation.

€275.00 

Compliance Escalation Fee – per hour Corporate

€100.00 

IT requests per Hour 

€25.00 

Training per hour

€200.00 

Additional Fee Structure 

€2,000.00

Recall of outgoing Payment

€50.00+ Cost of receiving bank 

Additional Crypto Wallets

TBC

Legal Expenses 

At cost

Corporate Account Set up fee

€750.00

D. Account Limits

Limits

Maximum Incoming Amount (Load IBAN)

Unlimited

Daily Outgoing Amount

€50,000.00

Daily Withdrawals

3

Monthly Outgoing Amount

€150,000.00

Monthly Withdrawals 

20

Annually Outgoing Amount

€1,000,000.00

E. Card Limits

Limits

Daily POS

€10,000

Daily ATM

€500